Million Dollar Dip

This Million Dollar Dip is quick and easy to make with cream cheese, bacon, a little cheese, seasoning, and toppings. Just mix and chill, then serve!

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A bowl of creamy million dollar dip topped with crackers, cheddar cheese, bacon bits, and green onions, surrounded by crackers and celery sticks on a wooden tray

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Table of Contents

The Lowdown on This Million Dollar Dip

Closeup of Jocelyn in pink dress smiling

I think it’s pretty obvious I’m in my dips era. This Million Dollar dip is #7 in my series! Sweet, savory, cheesy, spicy… If it can be scooped up with a cracker or a carrot stick, I’m makin’ it. And this million dollar dip recipe it’s sitting right at the top of my list.

All y’all gotta do is mix up all the ingredients, add a squeeze of lemon juice to brighten up the richness, and let it chill in the fridge. Way too easy, and way too good.

Just like my million dollar pound cake, one bite of this dip and you’ll know exactly why it’s called what it’s called. Serve it at a party or dig in solo with a bag of pretzels. I ain’t tellin’ no one boos!

Ingredients you’ll need to make Million Dollar Dip

Overhead shot of ingredients for making million dollar dip on a marble surface before mixing

Cream Cheese: Go for full-fat cream cheese to get the best texture.
Mayonnaise: I like to use avocado oil mayo, but you can use whatever you’ve got in the fridge.
Sharp Cheddar Cheese: Freshly shredded sharp cheddar is the way to go. Pre-shredded cheese has anti-caking agents and just doesn’t melt the same.
Toasted Slivered Almonds: Add a nutty crunch that takes the dip over the top.
Bacon: Cook it nice and crisp, then chop it up for your very own bacon bits.
Green Onions: Slice ’em up real thin, and save a little for garnish.
Fresh Lemon Juice: My top-secret ingredient for making this dip taste like a bazillion bucks! It brightens up all those bold flavors and ties everything together.
Garlic Powder: Adds a mellow garlic kick without overpowering the mix. I don’t recommend using fresh here.
Cayenne Pepper: Just a hint of heat.
Kosher Salt and Black Pepper: The duo that brings out all the flavors. Don’t skip these, boos!

How to make Million Dollar Dip

A mixing bowl with dip ingredients such as cheddar cheese, bacon bits, green onions, and cream cheese, arranged before mixing

Add all ingredients to a medium bowl.

The dip ingredients combined into a creamy mixture, displayed in a glass mixing bowl

Stir together until evenly mixed.

A bowl of prepared dip covered with plastic wrap, ready for refrigeration

Scoop it into a serving bowl, cover with plastic wrap, and refrigerate.

A bowl of the finished dip topped with cheddar cheese, bacon bits, and green onions, viewed from above

Garnish with reserved green onion when ready to serve. Serve with crackers, pretzels, and/or raw vegetables.

What to serve with millionaire dip

Crackers and Pretzels: This dip was made for crunchy, salty sides. Go for buttery Ritz crackers, pretzel sticks, or crispy pita chips to scoop up every last bite.
Raw Veggies: Carrot sticks, celery, cucumber slices, or sweet bell pepper strips. They all pair well with this million dollar dip.
Dips Spread: Make it a full-on dip party with my pimiento cheese, spinach dip, and deviled ham.
Game Day Favorites: Pair this dip with honey BBQ wings, bacon cheddar burgers, or some BBQ meatballs, and your game day spread will be legendary. Don’t forget to keep the chips and nachos stocked too!

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This 7-layer dip recipe made in 15 minutes flat is the perfect combo of creamy, zesty, and crunchy with layers of refried beans, tangy salsa, and a taco seasoning that’ll have you triple-dipping.

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Cowboy Caviar it’s so dang good, boos! It’s like a chunky salsa got together with a bean salad and made the best chip topping!

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This Buffalo Chicken Dip is bringing all the bold, crave-worthy flavor you’re dreaming of! It’s creamy, cheesy, and packing that signature spicy buffalo heat in every bite.

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This Rotel Dip is the creamy, cheesy, and zesty MVP of any snack spread, guaranteed to steal the show. With a slow cooker doing all the work, you get max flavor for minimal effort.

Recipe Substitutions

Cream Cheese: I’m all about that full-fat cheese, but if you wanna lighten it up, use low-fat or whipped cream cheese. You can also use flavored cream cheese like garlic and herb or jalapeño.
Mayonnaise: Greek yogurt’s got your back boos.
Bacon: If you’re tight on time, grab some pre-cooked bacon bits from the store.
Seasonings: Swap the garlic powder with a pinch of ranch seasoning or Italian seasoning.

Recipe Variations and Additions

Turn Up the Heat: Add a few dashes of hot sauce y’all! Tabasco, Frank’s RedHot, or Cholula do it for me.
Get Extra Cheesy: Throw in some Parmesan or a little pepper jack for some extra cheesy vibes.
Switch Up the Nuts: If almonds aren’t your thing, try chopped pecans, walnuts, or even sunflower seeds instead.
Fresh Herb Finish: Toss in some fresh dill, chives, or parsley for a pop of color in your million dollar dip with cream cheese!

Tips for making the best million dollar dip recipe

Use Freshly Shredded Cheese: Skip the pre-shredded bagged cheese, boos. It’s coated with anti-caking ingredients that mess with the flavor and texture. So grab a block of sharp cheddar and shred it yourself!
Soften the Cream Cheese: Room temp cream cheese mixes up like a dream. If you forgot to soften it, just pop it in the microwave for 10-second bursts until it’s soft but not melty.
Toast Your Almonds Right: To easily toast slivered almonds, spread them in a single layer on a dry skillet over medium heat. Stir often, and once they turn golden and smell nutty, they’re ready. Don’t walk away from the skillet tho! They can go from toasty to burnt real quick.
Chill for Full Flavor: Don’t skip the chill time! Letting the dip sit in the fridge for at least an hour lets all those flavors marry together.

How to store Million Dollar Dip

Scoop any leftovers into an airtight container and pop it in the fridge. Make sure it’s sealed up tight!

How long will Million Dollar Dip last in the fridge?

This dip will stay fresh and fabulous in the fridge for up to 3 days. Pro tip: give it a good stir before serving again to keep everything creamy and evenly mixed.

Can I freeze million dollar dip with cream cheese?

I wouldn’t freeze it, boos. Cream cheese and mayo don’t love the freezer life, they get all weird and grainy. This dip deserves better than that! So keep it in the fridge.

Overhead shot of the million dollar dip highlighting the cheddar cheese, bacon bits, and green onion toppings, with crackers and celery in the background

Frequently asked questions

What type of cream cheese should I use?

Brick-style cream cheese is the way to go, boos. The kind that comes in a tub is too soft.

Can I make this million dollar dip ahead of time?

You absolutely can booa, and it’s actually better that way! Mix everything up, cover it tightly, and let it chill in the fridge overnight. Give it a stir before serving, and enjoy!

Can I double this recipe?

Oh for sure! Making extra is never a bad idea. Just double all the ingredients, mix it in a bigger bowl, and you’re good to go.

Closeup of the million dollar dip highlighting the crackers, cheddar cheese, bacon bits, and green onion toppings, with crackers and celery in the background

Honestly boos, the hardest part of this Million Dollar Dip is not finishing it straight outta the bowl (been there, no shame). Whip it up for your next get-together or snack sesh, and watch it disappear faster than you can grab the crackers!